FINANCIAL AID OFFICE

COSTS

This section describes the direct and indirect costs associated with attending Buffalo State as an undergraduate or graduate student.

The Bill Estimator is Microsoft Excel (2010) calculator that will help determine the student's semester charges.

Direct Costs

Direct costs are costs billed by the college to the student that the student must pay.  Examples of direct costs include tuition, fees, and room and board (assuming the student is living on-campus).  Tuition and fees are set by the State University Board of Trustees.  Students should review the
Student Accounts website for rates and descriptions of all mandatory fees. 

Indirect Costs

Indirect costs represent costs the student will incur while attending college, but costs not billed by the college.  For example, a student will incur costs for textbooks, for transportation to and from campus, and for personal expenses like shampoo and laundry.  While the student will not receive a bill from the college for indirect costs, they do need to budget for and consider these additional expenses.

Cost of Attendance

The Cost of Attendance is the sum of a student's direct costs and indirect costs.  The Financial Aid Office uses the cost of attendance in conjunction with the student's FAFSA to determine their financial need and eligibility for federal, state and institutional aid.  


Cost of Attendance = Direct Costs + Indirect Costs